How to Withdraw Money from Equity to M-PESA
Equity Bank makes it easy to move money between your bank account and your M-PESA wallet. This service allows you to withdraw funds instantly from your Equity account straight to your Safaricom M-PESA line. It’s convenient when you need quick access to cash or want to pay bills, shop, or send money without visiting the bank.
Requirements Before You Begin
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An active Equity Bank account
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Your Equitel SIM card or Equity Mobile App
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A registered M-PESA account on your Safaricom line
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Sufficient funds in your Equity account
Withdrawing Money via Equitel Line
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On your phone, open the Equitel SIM Toolkit.
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Select My Money.
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Choose Send Money.
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Select To M-PESA.
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Enter the M-PESA mobile number you want to send money to.
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Enter the amount you want to withdraw.
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Input your Equitel PIN to confirm.
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You’ll receive confirmation SMS messages from both Equity and Safaricom.
Withdrawing Money via Equity Mobile App
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Download and open the Equity Mobile App.
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Log in with your account credentials.
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Select Send Money from the dashboard.
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Choose To M-PESA.
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Enter the recipient’s M-PESA number.
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Input the amount to transfer.
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Confirm transaction with your PIN or fingerprint.
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You’ll get instant confirmation once the transfer is complete.
Transaction Charges and Limits
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Charges vary depending on the amount withdrawn.
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Daily and per-transaction limits apply, usually aligned with M-PESA transaction rules.
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Always check current tariff guides from Equity and Safaricom before transferring large amounts.
Tips for a Smooth Transaction
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Double-check the recipient’s phone number before confirming.
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Make sure your account has enough balance for both the withdrawal and transaction fee.
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Save your confirmation SMS for record-keeping.
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Avoid making transfers on unsecured public Wi-Fi for safety.
FAQs
Q: How long does it take for money to reflect on M-PESA?
The transfer is instant, and you’ll receive an SMS confirmation immediately.
Q: Can I send money to someone else’s M-PESA from Equity?
Yes, simply enter their registered Safaricom number under recipient details.
Q: Is there a minimum amount I can withdraw?
Yes, you can withdraw as little as KSh 100, subject to Equity’s transaction policies.
Q: What if I send money to the wrong M-PESA number?
Contact Equity Bank and Safaricom customer care immediately to request reversal.
Q: Can I withdraw money from Equity to M-PESA without Equitel or the app?
Currently, the main options are through Equitel SIM or the Equity Mobile App.
Conclusion
Withdrawing money from Equity Bank to M-PESA is simple, secure, and instant. Whether you use the Equitel SIM Toolkit or the Equity Mobile App, the process takes just a few steps. Always confirm details before sending and enjoy the convenience of having your funds in M-PESA whenever you need them.
