How to Withdraw Money from Equity to M-PESA
Equity Bank makes it easy to move money between your bank account and your M-PESA wallet. This service allows you to withdraw funds instantly from your Equity account straight to your Safaricom M-PESA line. It’s convenient when you need quick access to cash or want to pay bills, shop, or send money without visiting the bank.
Requirements Before You Begin
An active Equity Bank account
Your Equitel SIM card or Equity Mobile App
A registered M-PESA account on your Safaricom line
Sufficient funds in your Equity account
Withdrawing Money via Equitel Line
On your phone, open the Equitel SIM Toolkit.
Select My Money.
Choose Send Money.
Select To M-PESA.
Enter the M-PESA mobile number you want to send money to.
Enter the amount you want to withdraw.
Input your Equitel PIN to confirm.
You’ll receive confirmation SMS messages from both Equity and Safaricom.
Withdrawing Money via Equity Mobile App
Download and open the Equity Mobile App.
Log in with your account credentials.
Select Send Money from the dashboard.
Choose To M-PESA.
Enter the recipient’s M-PESA number.
Input the amount to transfer.
Confirm transaction with your PIN or fingerprint.
You’ll get instant confirmation once the transfer is complete.
Transaction Charges and Limits
Charges vary depending on the amount withdrawn.
Daily and per-transaction limits apply, usually aligned with M-PESA transaction rules.
Always check current tariff guides from Equity and Safaricom before transferring large amounts.
Tips for a Smooth Transaction
Double-check the recipient’s phone number before confirming.
Make sure your account has enough balance for both the withdrawal and transaction fee.
Save your confirmation SMS for record-keeping.
Avoid making transfers on unsecured public Wi-Fi for safety.
FAQs
Q: How long does it take for money to reflect on M-PESA?
The transfer is instant, and you’ll receive an SMS confirmation immediately.
Q: Can I send money to someone else’s M-PESA from Equity?
Yes, simply enter their registered Safaricom number under recipient details.
Q: Is there a minimum amount I can withdraw?
Yes, you can withdraw as little as KSh 100, subject to Equity’s transaction policies.
Q: What if I send money to the wrong M-PESA number?
Contact Equity Bank and Safaricom customer care immediately to request reversal.
Q: Can I withdraw money from Equity to M-PESA without Equitel or the app?
Currently, the main options are through Equitel SIM or the Equity Mobile App.
Conclusion
Withdrawing money from Equity Bank to M-PESA is simple, secure, and instant. Whether you use the Equitel SIM Toolkit or the Equity Mobile App, the process takes just a few steps. Always confirm details before sending and enjoy the convenience of having your funds in M-PESA whenever you need them.
