How to Join Super Metro Sacco

You’ve been eyeing the matatu business, or maybe you already own one, and you see how Super Metro has brought order, reliability, and a better experience for both owners and commuters. If you’re ready to move from watching others succeed to being part of that system, joining Super Metro Sacco could change the game for you. This guide shows exactly what’s needed and how to get in.

Quick Answer — At a Glance

1. Meet the financial and documentation requirements

2. Choose whether you finance your matatu or use SACCO facilitation

3. Pay registration, share capital, entrance and deposit fees

4. Provide a qualified driver and conductor, install required safety/tracking gear

5. Sign required contracts and start operations

Step-by-Step Guide

1. Check you meet the basic requirements

   • Be ready with valid identification (ID or Passport).

   • Have proof of residence.

   • Make sure you can raise the initial fees and deposits.

2. Decide on financing path

   • Self-financing: you cover most of the cost up front.

   • SACCO-facilitated financing: Super Metro helps you fund the matatu, and you repay in installments.

3. Pay the mandatory contributions and fees

   • Registration Fee: ~ KSh 5,000. Tuko.co.ke – Kenya news.+2Who Owns Africa+2

   • Share Capital: ~ KSh 10,000. Tuko.co.ke – Kenya news.+1

   • Entrance Fee (Self-Financed): ~ KSh 50,000. whownskenya+1

   • Entrance Fee (Facilitated): ~ KSh 100,000. Tuko.co.ke – Kenya news.+1

4. Make the initial deposit or down payment

   • If you’re buying a matatu through Super Metro, prepare to put down about 30% of the vehicle’s cost. whownskenya+1

   • Current full cost estimates vary (between KSh 1,956,000 and KSh 6,520,000 depending on model/size). Who Owns Africa+1

5. Handle operational and regulatory requirements

   • Obtain third-party and comprehensive insurance. whownskenya+1

   • Install tracking device. whownskenya

   • Pay licensing/permit fees from the Traffic Licensing Board (TLB). Tuko.co.ke – Kenya news.+1

   • Seasonal fees for operating in counties like Nairobi, Kiambu, Machakos, Kajiado. Who Owns Africa+1

6. Provide required human resources and sign contracts

   • Hire or confirm driver and conductor who meet Super Metro’s standards. xtragossip.com+1

   • Sign all contracts or agreements with the SACCO.

7. Start operations and fulfill repayment obligations (if applicable)

   • If SACCO-financed, start monthly repayment, usually around KSh 121,000. Who Owns Africa+1

   • Keep all vehicles, permits, insurance, and driver/conductor credentials up to date.

Important Notes & Tips

• Be realistic about the cash flow: high upfront costs, registration fees, insurance, maintenance, and licensing add up.

• Budget for hidden costs like maintenance, fuel, repairs, and other daily operational expenses.

• It helps to get a mentor or someone already in Super Metro to walk you through. Their tips on paperwork, schedule, and meeting standards will save time and money.

• Always check the latest Super Metro requirements directly with them; fees, cost estimates, and regulations can change.

FAQs

Can I join Super Metro if I don’t own a matatu yet?
Yes — you can apply, plan for financing, or use SACCO facilitation. But you must be ready to meet the deposit and cost requirements once accepted.

Is the entrance fee refundable?
No. Entrance and registration fees are typically non-refundable; they’re part of your membership setup and ownership in the SACCO.

What happens if I miss a monthly repayment?
Repayment defaults can lead to penalties or loss of privileges; your vehicle’s eligibility or contract may be affected.

Do I get dividends or profit sharing?
Yes, because of the share capital you contribute, you’ll usually be eligible for any dividends declared by the SACCO.

Can I use an older matatu?
Maybe. But Super Metro has safety, regulatory, and performance standards. Older vehicles may need upgrades or may not qualify.