How to Check Fuliza Limit
Fuliza is an overdraft service by Safaricom that allows M-Pesa users to complete transactions even when they don’t have enough balance. Your Fuliza limit determines how much you can borrow. It’s important to know your limit so you can plan your finances better. Here’s a step-by-step guide on how to check your Fuliza limit quickly and easily.
What is a Fuliza Limit?
A Fuliza limit is the maximum amount Safaricom allows you to borrow through M-Pesa when your balance is insufficient. This limit varies from person to person and depends on factors such as your M-Pesa activity, repayment history, and overall usage.
How to Check Fuliza Limit via USSD
Dial *234# on your Safaricom line.
Select Fuliza M-Pesa from the menu.
Choose Check Fuliza Limit.
Your current limit will be displayed instantly via SMS or on-screen.
How to Check Fuliza Limit via MySafaricom App
Download and install the MySafaricom App from the Play Store or App Store.
Log in with your Safaricom number.
Navigate to the Fuliza M-Pesa section.
Your available limit will be displayed on your dashboard.
Things to Note About Fuliza Limit
The limit is not fixed; it can increase or decrease depending on how you use M-Pesa.
Repaying Fuliza on time increases your chances of getting a higher limit.
If you misuse the service or fail to repay, your limit may be reduced or blocked.
Common Questions About Fuliza Limit
How often does Safaricom review Fuliza limits?
Safaricom reviews limits regularly based on your usage and repayment behavior.
Why is my Fuliza limit zero?
This usually happens if your M-Pesa activity is low or you’ve had repayment issues.
Can I request Safaricom to raise my limit manually?
No, the limit is adjusted automatically depending on your usage pattern.
Does checking my limit cost anything?
No, checking your Fuliza limit is free of charge.
Conclusion
Checking your Fuliza limit is quick and convenient using either USSD or the MySafaricom App. Knowing your limit helps you plan better and avoid surprises when transacting with insufficient funds.
