How to Withdraw Money from Cooperative Bank to M-PESA
Cooperative Bank of Kenya makes it easy for customers to move money from their bank accounts directly into their M-PESA wallets. This service is convenient for everyday transactions such as shopping, paying bills, or sending money to family and friends. The process is quick, safe, and available anytime via USSD, the MCo-opCash app, or ATMs.
Requirements Before Withdrawal
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An active Cooperative Bank account
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A registered M-PESA account on your Safaricom line
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Your MCo-opCash PIN or USSD access
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Sufficient balance in your bank account
How to Withdraw Money via USSD (*667#)
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On your Safaricom line, dial
*667#. -
Enter your MCo-opCash PIN.
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From the menu, select Send Money.
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Choose To M-PESA.
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Enter the recipient’s M-PESA number.
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Input the withdrawal amount.
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Confirm the details and complete the transaction.
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You’ll receive SMS confirmations from both Cooperative Bank and M-PESA.
How to Withdraw Money via MCo-opCash App
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Download and open the MCo-opCash App from Google Play or App Store.
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Log in with your account details.
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Tap Send Money.
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Choose To M-PESA.
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Enter the recipient’s Safaricom number.
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Enter the withdrawal amount.
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Confirm using your PIN or fingerprint.
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The money will reflect instantly in the M-PESA wallet.
How to Withdraw Money via Cooperative Bank ATM
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Insert your Co-op Bank ATM card.
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Enter your PIN.
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Select M-PESA Withdrawal.
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Input the M-PESA number and amount.
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Confirm details.
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Money will be sent to the chosen M-PESA number, and you’ll get SMS confirmation.
Tips for Smooth Transactions
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Double-check the M-PESA number before confirming.
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Ensure your account has enough money, including transaction charges.
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Save confirmation messages for future reference.
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Use official apps and USSD to avoid fraud.
FAQs
Q: How long does it take for money to reflect in M-PESA?
The transfer is instant once confirmed.
Q: Can I send money to another person’s M-PESA from my Co-op account?
Yes, just enter their registered Safaricom number.
Q: Is there a minimum withdrawal amount?
Yes, usually KSh 100 is the minimum.
Q: What if I enter the wrong M-PESA number?
Immediately contact Cooperative Bank and Safaricom for assistance with reversal.
Q: Are there charges for withdrawing to M-PESA?
Yes, standard bank-to-M-PESA transfer fees apply depending on the amount.
Conclusion
Withdrawing money from Cooperative Bank to M-PESA is simple and instant. Whether you use *667#, the MCo-opCash app, or an ATM, you can transfer funds securely anytime. Always confirm details before sending to enjoy a smooth banking experience.
