How to Send Money from Nigeria to Kenya
Sending money across borders has become faster and more convenient with digital platforms. Whether you’re supporting family, paying for business, or handling personal transactions, several services allow you to transfer money from Nigeria to Kenya securely. The funds usually arrive directly in M-Pesa, Kenyan bank accounts, or can be collected as cash.
How to Send Money from Nigeria to Kenya via WorldRemit
Download the WorldRemit app or visit their website.
Create an account and verify your details.
Select Kenya as the recipient country.
Enter the amount and choose M-Pesa, bank deposit, or cash pickup.
Add the recipient’s details (phone number or bank account).
Pay using your Nigerian debit card or bank transfer.
The recipient gets the money instantly or within minutes.
How to Send Money from Nigeria to Kenya via Western Union
Visit a Western Union agent location in Nigeria or use the mobile app.
Provide the recipient’s name as per their ID.
Pay in Naira via cash or card.
Share the tracking number (MTCN) with the recipient.
The recipient in Kenya can collect cash at Western Union agents or receive directly in their bank account.
How to Send Money from Nigeria to Kenya via Remitly
Download the Remitly app or sign up online.
Choose Kenya as the destination.
Select M-Pesa, bank deposit, or cash pickup.
Enter recipient’s details and amount.
Pay with your Nigerian debit card.
Money is delivered in minutes.
Other Options
MoneyGram: Works similarly to Western Union for bank deposits or cash pickup.
Chipper Cash: A mobile app allowing cross-border transfers directly to M-Pesa.
Flutterwave/Send by Flutterwave: Supports quick transfers from Nigeria to Kenyan accounts or M-Pesa.
Tips for Sending Money Safely
Always confirm the recipient’s details before sending.
Compare transfer fees and exchange rates to get the best deal.
Use reputable services for faster and secure delivery.
Save the transaction receipt or reference number until the recipient confirms.
FAQs
Q: How long does it take to send money from Nigeria to Kenya?
Most services like WorldRemit, Remitly, and Chipper Cash deliver instantly, while bank transfers may take 1–2 days.
Q: Can I send money directly to M-Pesa from Nigeria?
Yes, services like WorldRemit, Remitly, and Chipper Cash support direct M-Pesa deposits.
Q: What do I need to send money from Nigeria?
A valid ID, the recipient’s details (phone or bank account), and a payment method (debit card, bank transfer, or cash).
Q: What’s the cheapest way to send money to Kenya?
Chipper Cash and Flutterwave often have lower fees, but it’s best to compare before sending.
Q: Can the recipient collect cash in Kenya?
Yes, through Western Union, MoneyGram, and Remitly cash pickup agents.
Conclusion
Sending money from Nigeria to Kenya is easy with services like WorldRemit, Western Union, Remitly, Chipper Cash, and Flutterwave. Choose the platform that suits your needs, verify recipient details, and enjoy quick, secure transfers.