How to Make Money Online in Kenya With Your Phone

If you want to know how to make money online in Kenya using only your phone, this guide shows legit ways, what you’ll need, and safe practices.

Quick Answer — At a Glance

1. Do micro-tasks or online surveys via apps that pay in KES or via PayPal/M-PESA.

2. Offer services (writing, social media management, virtual assistance) on freelancing platforms.

3. Sell products or digital goods using social media, WhatsApp, or online marketplaces.

4. Use affiliate marketing or content creation (YouTube, TikTok, Instagram) to generate income.

Step-by-Step Guide: Ways to Earn With Your Phone in Kenya

1. Participate in Online Surveys & Micro-tasks

• Sign up on reputable platforms like Premise, Tap Research, Surveyplus, or DondoApp that offer tasks or surveys. You’ll perform simple tasks, answer questions, or give opinions. Blue Gift Digital Hub+2marketing.ke+2

• Complete your profile fully to qualify for more tasks/surveys.

• Cash out earnings via M-PESA, PayPal (if supported), or app-specific methods.

2. Freelancing from Your Phone

• Use apps like Upwork, Fiverr, Freelancer to offer services like writing, graphic design, virtual assistance, or social media content. Kopa Cash+1

• Use tools on your phone: Google Docs, Canva, voice recorder, good camera (for photos/videos).

• Maintain good ratings, reputation, and deliver quality to get repeat clients.

3. Sell Products or Resale

• Use platforms like Facebook Marketplace, Instagram, WhatsApp to list items you have (clothes, crafts, accessories) or resell items sourced cheaply. GAN Technologies+1

• Take good quality photos, write appealing descriptions, respond fast to customers.

• Accept payments via M-PESA for local orders.

4. Affiliate Marketing & Digital Content

• Join affiliate programs (Jumia Affiliate, or local/international ones) and share product links via social media or content posts. Earn commissions for every sale made via your link. GAN Technologies+1

• Create content (videos, reels, reviews) on TikTok, Instagram, or YouTube. Build a following and monetize via ads, brand partnerships or sponsored posts.

5. Online Tutoring or Teaching

• If you’re good in a subject (Math, English, etc.) or have a skill (languages, music, etc.), you can teach via WhatsApp, Zoom, or platforms that allow teaching from your phone. GAN Technologies+1

• Advertise locally (social media, WhatsApp groups) or join tutoring platforms.

• Get paid via M-PESA or bank transfers.

Important Safety Notes & Tips

• Only use well-known, reputable apps or platforms. Avoid those asking you to pay upfront just to start. GAN Technologies+1

• Check payment methods: ensure you can withdraw or receive via something like M-PESA or local bank.

• Keep internet data cost low by using WiFi when possible, batch your uploads/tasks.

• Track your work and payments. Keep proof of any completed task or transaction.

FAQs

Q: How much can I start earning per month?
A: It depends on time, skill, and consistency. Many people earn a few thousand KES from surveys or micro-tasks; freelancers or content creators might earn more.

Q: Do I need any special skills to start?
A: Not necessarily — simple tasks or surveys need no special skills. But more income comes with skills: writing, design, editing, marketing.

Q: Will I be taxed on online earnings?
A: Yes — if you earn income, you should declare it per KRA rules (depending on your total income).

Q: Can I get scammed?
A: Yes — be wary of apps requiring upfront payment, or promising very high returns for little work. Always research first.

Q: How long before I can withdraw or use the money I earn?
A: Depends on platform: survey apps may pay quickly once you reach minimum threshold; freelancing platforms may have scheduled payments. Check each platform’s payout schedule.