How to Check Cooperative Bank Balance
Cooperative Bank of Kenya provides several convenient ways for customers to monitor their account balances. Whether you prefer using your phone, ATM, or online banking, you can easily confirm how much money is in your account at any time. This ensures better financial management and helps you avoid overdrafts or unexpected deductions.
How to Check Balance via USSD
On your Safaricom or Airtel line, dial *667#.
Enter your PIN to log in.
Select Check Balance from the menu.
Your current account balance will be displayed via SMS.
Note: This service requires you to be registered for MCo-op Cash, the bank’s mobile banking platform.
How to Check Balance via MCo-op Cash App
Download and install the MCo-op Cash App from the Google Play Store or App Store.
Log in using your registered phone number and PIN.
On the dashboard, tap Balance Inquiry.
Your account balance will be displayed instantly.
Via ATM
Visit any Cooperative Bank ATM.
Insert your debit/ATM card and enter your PIN.
Select Balance Inquiry from the options.
The machine will display your balance and offer a printed receipt.
How to Check Balance via Internet Banking
Log in to the Co-opNet Internet Banking portal at https://onlinebanking.co-opbank.co.ke.
Enter your username and password.
Go to Accounts and select Balance Inquiry.
Your account balance will be shown on the screen.
Other Options
Customer Care: Call 0703 027 000 or 020 277 6000 and request balance assistance.
Bank Branch: Visit the nearest Cooperative Bank branch and ask for your balance at the customer service desk.
FAQs
Q: Do I need to register for MCo-op Cash to check balance via USSD?
Yes, registration is required to use *667#.
Q: How much does it cost to check balance via USSD?
Normal Safaricom or Airtel USSD charges may apply.
Q: Can I check my balance without a smartphone?
Yes, you can use USSD (*667#) or ATM services.
Q: Is Internet Banking safe?
Yes, as long as you keep your login credentials private and avoid public Wi-Fi.
Q: Can I check multiple accounts linked to my number?
Yes, the MCo-op Cash app and Internet Banking allow you to view balances for all linked accounts.
Conclusion
Checking your Cooperative Bank balance is simple and can be done through USSD, the MCo-op Cash app, ATMs, or Internet Banking. Choose the method that works best for you to stay on top of your finances anytime, anywhere.
