How to Transfer Money from Pochi La Biashara to M-Pesa
Running a small business in Kenya often means juggling payments from different customers every day. With Pochi La Biashara, you can keep your personal M-Pesa separate from business collections, making it easier to track income. Still, there are times you’ll need to move that money to your personal M-Pesa account — whether to pay suppliers, send school fees, or simply access cash for daily use. The good news is that Safaricom has made the process quick, convenient, and tailored for business owners like you.
The Easiest Way
Here’s the fastest method with minimal hassle:
Dial *334# on your Safaricom line (must be registered for M-Pesa). (safaricom.co.ke)
Choose Pochi La Biashara from the menu. (safaricom.co.ke)
Select Withdraw Funds / Move Money / Business → Personal.
Enter the amount and confirm with your M-Pesa PIN.
Wait for a confirmation SMS — money should appear in your M-Pesa wallet shortly.
This method is direct and doesn’t require using apps or agents (if your phone supports USSD).
Step-by-Step Guide
Here are multiple ways (or supplemental methods) you might use, depending on what tools you have.
Method 1: USSD (via *334#)
Dial *334# from the Safaricom number that has the Pochi La Biashara account. (safaricom.co.ke)
Select Pochi La Biashara from the menu. (safaricom.co.ke)
Navigate to Withdraw / Move Money or a similar option like “Business → Personal”.
Input the amount you want to move.
Confirm with your M-Pesa PIN.
Receive confirmation via SMS.
Method 2: M-Pesa App (if supported)
Open the official M-Pesa app.
Go to the section for Pochi La Biashara / Wallets.
Select Move Money / Transfer to M-Pesa.
Enter the amount and confirm with your PIN or biometric.
Wait for the funds to hit your M-Pesa wallet.
Method 3: Withdrawal via M-Pesa Agent / Over the Counter
Visit any authorized M-Pesa agent.
Dial *334# (while at the agent) and choose Withdraw Cash or Withdraw Funds under Pochi.
Provide the agent number when asked.
Enter the amount and confirm with your PIN.
Agent gives you cash or transfers to your M-Pesa wallet.
Note: some accounts allow direct withdrawal from Pochi to cash through agents.
Important Notes & Tips
Safaricom’s official site states you can opt in to Pochi La Biashara by dialing *334#. (safaricom.co.ke)
The service is built for those already registered for M-Pesa on their Safaricom SIM.
When customers pay you via Pochi, standard M-Pesa charges apply.
M-Pesa limits: maximum per transaction ~ KSh 250,000 and daily limit ~ KSh 500,000. (safaricom.co.ke)
Always verify the menu labels — Safaricom may update the UI or naming (e.g. “Move Money”, “Withdraw”, “Business to Personal”).
If a transfer fails, wait a few minutes before retrying; contact Safaricom customer care if the funds don’t show.
FAQs
Q: Can I send Pochi funds to someone else’s M-Pesa?
A: Usually not directly — most transfers go from Pochi to your own M-Pesa wallet (Business to Personal).
Q: Is there a fee to withdraw from Pochi to M-Pesa?
A: You’ll pay standard M-Pesa withdrawal or transfer charges (as per Safaricom tariffs).
Q: Can I withdraw Pochi funds in cash immediately?
A: Yes — using an M-Pesa agent, you may withdraw directly from Pochi.
*Q: What if the 334# menu doesn’t show “Withdraw Funds” option?
A: This could be due to menu updates or account issues. Try updating your M-Pesa app, or contact Safaricom support.
Q: Can I opt out and automatically move all funds to M-Pesa?
A: Opting out usually sends remaining balance to your main M-Pesa. Confirm with Safaricom before proceeding.
