How to Transfer Money from M-Pesa to KCB Account

Safaricom’s M-Pesa allows seamless transactions with banks across Kenya. If you hold a KCB account, you can easily transfer money from your M-Pesa wallet directly into your account anytime. Here’s how to do it.

Steps to Transfer Money from M-Pesa to KCB Account

1. Go to the M-Pesa menu on your phone.

2. Select Lipa na M-Pesa.

3. Choose Pay Bill.

4. Enter 522522 as the business number (KCB Paybill).

5. Enter your KCB account number as the account number.

6. Enter the amount you wish to transfer.

7. Input your M-Pesa PIN and confirm.

8. You’ll receive SMS notifications from both M-Pesa and KCB confirming the transaction.

Benefits of Using M-Pesa to KCB Transfers

• Instant transfer to your account.

• Available 24/7 including weekends and holidays.

• Safe and secure transaction process.

• Convenient for topping up your bank account without visiting a branch.

Charges

M-Pesa transaction charges apply based on the amount you are transferring. KCB does not charge extra for receiving funds.

FAQs

1. What is the KCB Paybill number?
The KCB Paybill number is 522522.

2. How long does the transfer take?
Transfers are instant; both KCB and M-Pesa will send confirmation SMS messages.

3. Is there a maximum amount I can transfer?
Yes. The M-Pesa limit is KSh 150,000 per transaction and KSh 300,000 per day.

4. Will KCB charge me for receiving money?
No, KCB does not charge for deposits via M-Pesa. Only M-Pesa transaction fees apply.

5. Can I transfer money from M-Pesa to any KCB branch?
Yes, funds go directly into your KCB account, regardless of branch.

Conclusion

Transferring money from M-Pesa to your KCB account is simple, fast, and reliable. With just a few steps, you can top up your account instantly and conveniently.