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An image showing How to Top Up Expressway ETC/MTC via M-Pesa
Home » Blog » How to Top Up Expressway ETC/MTC via M-Pesa
Knowledge

How to Top Up Expressway ETC/MTC via M-Pesa

Genesis
Last updated: September 29, 2025 16:04
Genesis
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How to Top Up Expressway ETC/MTC via M-Pesa

An image showing How to Top Up Expressway ETC/MTC via M-Pesa

Contents
  • The Easiest Way
  • Step-by-Step Guide
    • Method 1: Using USSD Code
    • Method 2: Through Nairobi Expressway / Moja Expressway Website or App
    • Method 3: Via Bank USSD or Mobile Banking
  • Important Notes & Tips
  • FAQs

If you’ve ever driven on the Nairobi Expressway, you know how frustrating it can be to get stuck at the tolls because your balance is low. The good news is, topping up your ETC or MTC account with M-Pesa takes just a few minutes. Whether you’re rushing to the airport, heading into the city, or commuting daily, here’s how to keep your account loaded so you can cruise through without delays.

The Easiest Way

Follow these simple steps to top up your expressway account using your phone:

  1. Dial *208# on your Safaricom line. (safaricom.co.ke)

  2. Select Pay for Nairobi Expressway. (nairobiexpressway.ke)

  3. Choose whether to top up ETC or MTC.

  4. Enter your ETC/OBU number (or MTC card number) as prompted.

  5. Enter the amount you want to top up and confirm with your M-Pesa PIN.

You’ll receive an SMS confirmation, and your balance will be updated instantly.

Step-by-Step Guide

Method 1: Using USSD Code

  • Dial *208# on your mobile. (safaricom.co.ke)

  • Choose Pay for Nairobi Expressway.

  • Select Top up ETC or Top up MTC.

  • Provide your ETC/OBU number (or MTC card details).

  • Enter the amount you want to top up.

  • Confirm with your M-Pesa PIN.

  • Receive SMS confirmation once the top-up is successful.

Method 2: Through Nairobi Expressway / Moja Expressway Website or App

  • Log in to your account on nairobiexpressway.ke or the Moja Expressway app. (nairobiexpressway.ke)

  • Select the “Top Up ETC/MTC” option. (mojaexpressway.ke)

  • Enter your ETC/OBU or MTC card number and the amount.

  • Choose M-Pesa as your payment method.

  • Complete the payment through the M-Pesa STK push.

Method 3: Via Bank USSD or Mobile Banking

  • Stanbic Bank supports Expressway payments through *208# ExpressPay. (stanbicbank.com.ci)

  • Other banks may also provide “Expressway” as a biller in their apps.

  • Enter your ETC/OBU or MTC card details, amount, and pay via M-Pesa.

Important Notes & Tips

  • Double-check your ETC/OBU or MTC card number before confirming — errors may send funds to the wrong account.

  • Minimum top-up amounts may apply (e.g., KES 2,000 for ETC). (nairobiexpressway.ke)

  • After topping up, always confirm by checking your balance via USSD or app.

  • Only use official channels like *208#, the Expressway website/app, or authorized banks. Avoid personal paybill numbers.

FAQs

*Can I use 208# even if I’m not a Stanbic Bank customer?
Yes, anyone with a Safaricom line can use *208# to top up Expressway ETC or MTC accounts.

*What is 819# used for?
*819# is another USSD option provided by Moja Expressway for checking balances and managing accounts.

How soon will the top-up reflect?
Usually within minutes; check your balance through SMS, app, or USSD.

Is there a minimum top-up amount?
Yes — ETC accounts typically require a minimum of KES 2,000.

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