How to Pay NHIF Penalty
The National Hospital Insurance Fund (NHIF) provides health coverage to millions of Kenyans. However, when members fail to pay contributions on time, penalties are applied. Paying your NHIF penalty ensures your account remains active and your benefits are not interrupted. This guide explains how to pay NHIF penalties easily.
Why You Need to Pay NHIF Penalties
To restore full access to NHIF benefits.
To avoid further accumulation of fines.
To maintain a clean contribution record.
To ensure your dependents remain covered.
How to Pay NHIF Penalty via M-Pesa
Go to your M-Pesa menu.
Select Lipa na M-Pesa.
Choose Pay Bill.
Enter NHIF’s Business Number: 200222.
For Account Number, type your National ID Number.
Enter the amount (penalty amount as indicated).
Input your M-Pesa PIN and confirm.
You’ll receive an SMS from M-Pesa confirming payment.
How to Confirm NHIF Penalty Payment
You can check your NHIF account via USSD *155#, the NHIF app, or by visiting the nearest NHIF office.
Always keep the M-Pesa confirmation message as proof of payment.
Common Questions
How much is the NHIF penalty?
Self-employed members pay a penalty of KSh 250 for every month missed.
Can I pay both penalty and contribution together?
Yes, you can pay both using the same M-Pesa process, but make separate transactions for accuracy.
What if I don’t pay the penalty?
Your account may remain suspended, and you won’t access NHIF benefits.
How can I avoid penalties?
Pay your NHIF contributions before the 9th of every month.
Conclusion
Paying your NHIF penalty through M-Pesa is fast, secure, and ensures uninterrupted health coverage. Always stay on top of your monthly contributions to avoid fines and maintain active membership.
