How to Opt Out of Fuliza
Fuliza is Safaricom’s overdraft service that allows M-Pesa users to complete transactions with insufficient funds. While useful, some people prefer to deactivate it to avoid automatic deductions. If you no longer wish to use Fuliza, here’s how to opt out.
Why Opt Out of Fuliza?
To prevent automatic deductions on deposits.
To manage your money without overdraft reliance.
To avoid transaction charges linked to Fuliza.
To maintain better financial discipline.
How to Opt Out of Fuliza via USSD
Dial *234# on your Safaricom line.
Select Fuliza M-Pesa.
Choose Opt Out.
Confirm your request.
You’ll receive an SMS confirming that Fuliza has been deactivated.
How to Opt Out of Fuliza via MySafaricom App
Open the MySafaricom App.
Go to the M-Pesa section.
Tap on Fuliza M-Pesa.
Select Opt Out and confirm.
A confirmation SMS will be sent.
Things to Note Before Opting Out
You must clear any outstanding Fuliza balance before deactivation.
Once opted out, you cannot borrow again unless you re-activate.
You can opt back in anytime using the same USSD code or app.
Conclusion
Opting out of Fuliza is quick and simple via USSD or the MySafaricom App. Clearing any outstanding balance ensures smooth deactivation.
