How to Get an M-Pesa Statement: A Quick Guide
M-Pesa is not just a mobile money service; it’s also a reliable way to track your financial transactions. Whether you need proof of payment, want to manage expenses, or simply monitor your account activity, Safaricom provides M-Pesa statements that summarize your transactions over a given period. Here’s a simple guide on how to get your M-Pesa statement.
What is an M-Pesa Statement?
An M-Pesa statement is a detailed report showing all your M-Pesa transactions, including deposits, withdrawals, transfers, bill payments, and airtime purchases. It helps users confirm payments, track spending, and maintain accurate financial records.
Why You Might Need an M-Pesa Statement
To confirm transactions for personal or business records.
For proof of payment when required by institutions.
To monitor and control spending habits.
For business owners to reconcile customer payments.
How to Get Your M-Pesa Statement via USSD
Dial *234# on your Safaricom line.
Select My M-Pesa Information.
Choose M-Pesa Statement.
Select either a Mini Statement (last five transactions) or a Full Statement.
If you choose a full statement, you’ll be required to register your email.
Once registered, your M-Pesa statement will be sent directly to your email.
How to Get Your M-Pesa Statement via Email
Register your email for the M-Pesa statement service by dialing *234#.
Once registration is complete, you’ll receive monthly statements automatically in your inbox.
You can also request specific date ranges by following the prompts.
How to Get a Mini Statement by SMS
Go to the M-Pesa menu on your phone.
Select My Account.
Choose Mini Statement to view your last five transactions instantly via SMS.
Tips for Managing M-Pesa Statements
Always ensure your registered email is active and accessible.
Keep your email password safe to protect financial information.
Save downloaded statements securely for future reference.
Regularly review your transactions to catch errors or unauthorized activity.
Common Questions About M-Pesa Statements
How far back can I request an M-Pesa statement?
You can access statements for up to 12 months, and in some cases longer if you request directly from Safaricom.
Can I get an M-Pesa statement without an email address?
Yes. You can still access a mini statement through the M-Pesa menu or USSD option.
Is there a charge for M-Pesa statements?
No, Safaricom provides M-Pesa statements free of charge.
Can I use an M-Pesa statement for official purposes like loans or visa applications?
Yes. M-Pesa statements are widely accepted as proof of financial transactions.
Conclusion
Getting an M-Pesa statement is quick and convenient. Whether through USSD, email, or SMS, Safaricom ensures you always have access to your transaction history whenever you need it. By regularly reviewing your statements, you can stay on top of your finances and maintain better control over your spending
