How to Check Your Okoa Jahazi Balance
Okoa Jahazi lets Safaricom customers borrow airtime when they run low. It’s great, but you’ll want to know exactly how much you owe so you can plan to top up and repay. Safaricom gives several simple ways to do this.
Ways to Track Your Okoa Jahazi Balance
USSD Code *144*4#
Dial *144*4# on your Safaricom line.
You’ll get a message showing your current Okoa Jahazi usage and how much is outstanding.
USSD Code *131*0#
This code works too. Dial *131*0# to see how much you’ve borrowed and what needs to be paid back.
SMS to 144
Send a text message to 144.
Safaricom will reply with your Okoa Jahazi balance and usage details.
MySafaricom App
Open the MySafaricom App on your phone.
Go to the section for Okoa Jahazi (or the general usage/balance section).
You’ll see your current advance and how much you need to repay.
Things to Know / Tips
You must be an eligible Safaricom prepay user to use Okoa Jahazi.
The balance shown includes what you owe plus any service fees.
Repayment happens automatically when you top up.
FAQs
Q: Is checking the balance via USSD or SMS free?
Yes, tracking your Okoa Jahazi balance using either USSD or SMS via 144 is free.
Q: What happens if I don’t repay on time?
If you don’t top up and clear the advance, you may lose access to Okoa Jahazi for a period as per Safaricom’s terms.
Q: Can I still borrow if I have an outstanding advance?
Usually no, until the previous advance has been repaid.
Q: Will the amount deducted when repaying include fees?
Yes, the full outstanding amount (advance + fees) will be deducted when you top up.
Conclusion
Tracking your Okoa Jahazi balance is easy using *144*4#, *131*0#, via SMS to 144, or through the MySafaricom App. Keeping up with what you owe avoids surprises and ensures you maintain access to this useful service.
